Kakeibo: The Japanese Art of Saving Money SAVE MONEY IN 2020-21 WITH THIS SIMPLE AND FOOLPROOF JOURNAL What is Kakeibo? Kakeibo is an early 20th-century budgeting technique pronounced “kah-keh-boh”. It is a practice of financial mindfulness where you journal your incomings and outgoings in a book. Kakeibo is a way of manually tracking your finances to help you stick to a budget and reach your savings goals. This household account book was dreamed up by Japan’s first female journalist, Motoko Hani, who  published one of the first magazines targeted at a housewife audience, “Fujin No Tomo,” in 1904.   In the pages of her magazine, Makoto encouraged her readers to develop schedules and systems for household tasks. She also promoted the concept of homemakers as managers of the household finances and advised them to set aside savings for their families. How does it work? You declutter your finances by splitting your spending into "survival”,  “culture”,  “optional”...